Taxes
Quarterly Estimated Taxes: How Much Should You Pay?
If you expect to owe $1,000 or more after withholding, you generally must pay estimated tax each quarter. Paying 100% of last year's tax (110% at higher incomes) avoids the penalty.
Freelancers
Freelancers handle their own taxes. These guides explain how 1099 income is taxed and how to keep more of it legally.
7 guides about “Freelancers”.
Savings Accounts
Where Self-Employed People Should Keep Their Tax Money
Self-employed people pay taxes four times a year, so the money should sit somewhere safe, liquid and separate. A high-yield savings account fits most; Treasury bills can add state tax savings. Here is a simple system.
Mortgage & Home Financing
Getting a Mortgage When You're Self-Employed: Tax Returns, Income Math and Options
Self-employed borrowers qualify on net income averaged over two years of tax returns, not on gross revenue. Learn how lenders treat rising and falling income, when one year is enough and what bank statement loans cost.
Loan Rates
Is Personal Loan Interest Tax Deductible? The Rules and the Exceptions
Interest on a personal loan used for personal expenses is not deductible. It can be if the money pays for business costs, investments or qualified education, and new-car buyers may deduct some auto loan interest through 2028.
Loan Rates
Personal Loans for Self-Employed and 1099 Workers: How Lenders Verify Income
Self-employed borrowers can get personal loans, but lenders judge them on net profit from their tax returns, not on gross 1099 income. Here is what lenders check and how to present your income well.
Taxes
Self-Employment Tax 2026: Rate, Calculation and How to Lower It
Self-employment tax is 15.3% on 92.35% of your net profit, up to the 2026 wage base of $184,500 for the Social Security part. Learn how to calculate it, what it costs and how to lower it.
Taxes
1099 Taxes 2026: The Complete Guide for Independent Contractors and Freelancers
Paid on a 1099? Then nobody withholds taxes for you. This guide explains 1099-NEC and 1099-K, self-employment tax, deductions, quarterly payments and filing, with a full 2026 example.